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SIP Calculator

Calculate the power of monthly SIP investing in Indian mutual funds and index funds. See how small monthly investments grow to significant wealth through compounding.

SIP Settings
12%
6% (FD rate)12% (Nifty 50 historical)20% (optimistic)
Final Value
Total Invested
Wealth Gained
Value at Each Milestone
Investment Growth Over Time (Blue = Invested | Gold = Returns)
What This Means for You

ℹ️ Returns are calculated using compound monthly SIP formula assuming consistent monthly investment on the 1st of each month. Past performance of Nifty 50 (~12–14% CAGR since 2003) does not guarantee future returns. Actual returns will vary based on market conditions, fund expenses (0.1–1.5% p.a. depending on fund type), and timing of investments. Inflation (currently 5–6% in India) will reduce the real purchasing power of returns. This calculator is for educational purposes only and is not investment advice.
📚 Learn the SIP vs Lump Sum decision: SIP vs Lump Sum: Best Way to Start Investing with ₹5,000/Month